Side-by-side · Q2 2026 data
Citizens Business Bank, National Association vs Axos Bank
Bank
Citizens Business Bank, National Association
Ontario, California · $10 billion – $100 billion
Metric by metric
| Measure | Citizens Business Bank, National Association | Axos Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 64 (stronger) | 42 |
| Loan quality | 95 (stronger) | 85 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 44 | 54 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 83rd | 76th |
| Total assets | $21.2B | $28.9B |
| Deposits / shares | $16.4B | $24.8B |
| Capital ratio | 11.41% (stronger) | 9.24% |
| Problem loans | 0.14% (stronger) | 0.44% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.18% | 2.16% (stronger) |
| Loans ÷ deposits | 72.4% (stronger) | 99.5% |
| Uninsured deposits | 54.2% | 21.2% (stronger) |
| Offices | 82 | 3 |
| CFPB complaints (3 yrs) | 21 | 632 |
| Complaints per $1B deposits | 1.3 (stronger) | 25.5 |
| Mortgage denial rate (HMDA) | 8.1% | 37.2% |
Citizens Business Bank, National Association has the higher TellerScore (73 vs 71). On the 8 directional measures above (where higher or lower is clearly better), Citizens Business Bank, National Association leads on 6 and Axos Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.