Side-by-side · Q2 2026 data
Citizens Community Bank vs The Trust Bank
Metric by metric
| Measure | Citizens Community Bank | The Trust Bank |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 70 (stronger) | 55 |
| Earnings | 78 | 97 (stronger) |
| Funding & liquidity | 88 | 90 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 34th | 81st |
| Total assets | $221.9M | $47.0M |
| Deposits / shares | $200.0M | $39.3M |
| Capital ratio | 8.94% | 16.15% (stronger) |
| Problem loans | 0.89% (stronger) | 1.36% |
| Net charge-offs | 0.08% | -0.04% (stronger) |
| Return on assets | 1.45% | 1.94% (stronger) |
| Loans ÷ deposits | 67.4% | 65.8% (stronger) |
| Uninsured deposits | 19.5% | 18.4% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Trust Bank has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Citizens Community Bank leads on 1 and The Trust Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.