Side-by-side · Q2 2026 data
Citizens Deposit Bank of Arlington, Inc. vs First Kentucky Bank, Inc.
Metric by metric
| Measure | Citizens Deposit Bank of Arlington, Inc. | First Kentucky Bank, Inc. |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 87 (stronger) | 43 |
| Loan quality | 69 | 92 (stronger) |
| Earnings | 84 (stronger) | 70 |
| Funding & liquidity | 54 | 87 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 68th | 53rd |
| Total assets | $348.2M | $585.6M |
| Deposits / shares | $287.8M | $508.2M |
| Capital ratio | 13.66% (stronger) | 9.35% |
| Problem loans | 0.94% | 0.25% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.60% (stronger) | 1.26% |
| Loans ÷ deposits | 85.1% | 70.2% (stronger) |
| Uninsured deposits | 34.5% | 17.8% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
Citizens Deposit Bank of Arlington, Inc. has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Citizens Deposit Bank of Arlington, Inc. leads on 4 and First Kentucky Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bardwell, KY
- Cunningham, KY