Side-by-side · Q2 2026 data
Citizens Deposit Bank of Arlington, Inc. vs W B H Employees Federal Credit Union
Credit union
W B H Employees Federal Credit Union
Paducah, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Citizens Deposit Bank of Arlington, Inc. | W B H Employees Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 87 (stronger) | 80 |
| Loan quality | 69 | 98 (stronger) |
| Earnings | 84 (stronger) | 0 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 68th | 47th |
| Total assets | $348.2M | $17.6M |
| Deposits / shares | $287.8M | $15.1M |
| Capital ratio | 13.66% (stronger) | 12.98% |
| Problem loans | 0.94% | 0.05% (stronger) |
| Net charge-offs | 0.02% (stronger) | 2.54% |
| Return on assets | 1.60% (stronger) | -1.75% |
| Loans ÷ deposits | 85.1% | 48.1% (stronger) |
| Uninsured deposits | 34.5% | 0.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Deposit Bank of Arlington, Inc. has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Citizens Deposit Bank of Arlington, Inc. leads on 4 and W B H Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.