Side-by-side · Q2 2026 data
Citizens Federal Savings and Loan Association vs Superior Credit Union, Inc
Bank
Citizens Federal Savings and Loan Association
Bellefontaine, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Citizens Federal Savings and Loan Association | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 70 | 94 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 38 | 94 (stronger) |
| Funding & liquidity | 67 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 43rd | 99th |
| Total assets | $186.1M | $2.0B |
| Deposits / shares | $161.3M | $1.6B |
| Capital ratio | 10.90% | 15.20% (stronger) |
| Problem loans | 0.03% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.45% | 1.84% (stronger) |
| Loans ÷ deposits | 91.1% | 76.5% (stronger) |
| Uninsured deposits | 16.6% | 8.4% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Federal Savings and Loan Association leads on 2 and Superior Credit Union, Inc on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.