Side-by-side · Q2 2026 data
Citizens Federal Savings Bank vs Great American Bank
Metric by metric
| Measure | Citizens Federal Savings Bank | Great American Bank |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 28 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 44 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 77th | 77th |
| Total assets | $190.1M | $513.2M |
| Deposits / shares | $149.1M | $421.3M |
| Capital ratio | 20.08% (stronger) | 10.97% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.19% | 2.98% (stronger) |
| Loans ÷ deposits | 90.1% (stronger) | 101.6% |
| Uninsured deposits | 10.9% (stronger) | 28.7% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Citizens Federal Savings Bank leads on 3 and Great American Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.