Side-by-side · Q2 2026 data
Citizens National Bank vs The City National Bank of Taylor
Metric by metric
| Measure | Citizens National Bank | The City National Bank of Taylor |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 77 | 79 (stronger) |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 84 (stronger) | 71 |
| Funding & liquidity | 73 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 90th | 82nd |
| Total assets | $691.8M | $250.3M |
| Deposits / shares | $604.0M | $220.8M |
| Capital ratio | 12.73% | 12.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.38% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.61% (stronger) | 1.26% |
| Loans ÷ deposits | 68.9% | 67.3% (stronger) |
| Uninsured deposits | 31.1% | 25.1% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
Citizens National Bank has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Citizens National Bank leads on 4 and The City National Bank of Taylor on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.