Side-by-side · Q2 2026 data
Citizens Progressive Bank vs Winnsboro State Bank & Trust Company
Metric by metric
| Measure | Citizens Progressive Bank | Winnsboro State Bank & Trust Company |
|---|---|---|
| TellerScore | 40 | 68 (stronger) |
| Capital cushion | 63 (stronger) | 59 |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 39 | 79 (stronger) |
| Funding & liquidity | 57 | 60 (stronger) |
| Problem-loan coverage | 48 | 87 (stronger) |
| Peer percentile | 2nd | 37th |
| Total assets | $243.3M | $425.7M |
| Deposits / shares | $209.8M | $374.8M |
| Capital ratio | 11.31% (stronger) | 10.85% |
| Problem loans | 4.51% | 0.94% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.18% |
| Return on assets | 0.48% | 1.48% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 89.4% |
| Uninsured deposits | 29.0% | 24.6% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 0.4% |
Winnsboro State Bank & Trust Company has the higher TellerScore (68 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Citizens Progressive Bank leads on 3 and Winnsboro State Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rayville, LA
- Winnsboro, LA