Side-by-side · Q2 2026 data
Citizens Savings Bank vs Bank 1st
Metric by metric
| Measure | Citizens Savings Bank | Bank 1st |
|---|---|---|
| TellerScore | 74 | 91 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 61 | 72 (stronger) |
| Funding & liquidity | 86 (stronger) | 76 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 57th | 96th |
| Total assets | $165.9M | $166.1M |
| Deposits / shares | $151.3M | $128.6M |
| Capital ratio | 9.50% | 15.20% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.02% | 1.30% (stronger) |
| Loans ÷ deposits | 45.4% (stronger) | 74.2% |
| Uninsured deposits | 27.7% | 24.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 1st has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Citizens Savings Bank leads on 3 and Bank 1st on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.