Side-by-side · Q2 2026 data
Citizens Savings Bank vs Boone Bank & Trust Co.
Metric by metric
| Measure | Citizens Savings Bank | Boone Bank & Trust Co. |
|---|---|---|
| TellerScore | 74 (stronger) | 48 |
| Capital cushion | 45 | 47 (stronger) |
| Loan quality | 100 (stronger) | 18 |
| Earnings | 61 (stronger) | 55 |
| Funding & liquidity | 86 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 57th | 6th |
| Total assets | $165.9M | $156.9M |
| Deposits / shares | $151.3M | $143.0M |
| Capital ratio | 9.50% | 9.72% (stronger) |
| Problem loans | 0.00% (stronger) | 2.45% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.02% (stronger) | 0.88% |
| Loans ÷ deposits | 45.4% (stronger) | 54.8% |
| Uninsured deposits | 27.7% (stronger) | 36.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Savings Bank has the higher TellerScore (74 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Citizens Savings Bank leads on 6 and Boone Bank & Trust Co. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.