Side-by-side · Q2 2026 data
Citizens Savings Bank vs Boone Bank & Trust Co.
Metric by metric
| Measure | Citizens Savings Bank | Boone Bank & Trust Co. |
|---|---|---|
| TellerScore | 88 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 98 (stronger) | 18 |
| Earnings | 47 | 55 (stronger) |
| Funding & liquidity | 96 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 92nd | 6th |
| Total assets | $151.1M | $156.9M |
| Deposits / shares | $129.2M | $143.0M |
| Capital ratio | 15.54% (stronger) | 9.72% |
| Problem loans | 0.05% (stronger) | 2.45% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.67% | 0.88% (stronger) |
| Loans ÷ deposits | 52.1% (stronger) | 54.8% |
| Uninsured deposits | 18.6% (stronger) | 36.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Savings Bank has the higher TellerScore (88 vs 48). On the 6 directional measures above (where higher or lower is clearly better), Citizens Savings Bank leads on 5 and Boone Bank & Trust Co. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.