Side-by-side · Q2 2026 data
Citizens State Bank and Trust Co., Ellsworth, Kansas vs Fusion Bank
Bank
Citizens State Bank and Trust Co., Ellsworth, Kansas
Ellsworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | Citizens State Bank and Trust Co., Ellsworth, Kansas | Fusion Bank |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 47 | 78 (stronger) |
| Loan quality | 96 (stronger) | 84 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 54 | 90 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 50th | 92nd |
| Total assets | $275.9M | $281.0M |
| Deposits / shares | $211.4M | $219.1M |
| Capital ratio | 9.74% | 12.76% (stronger) |
| Problem loans | 0.12% (stronger) | 0.47% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.55% | 2.01% (stronger) |
| Loans ÷ deposits | 79.7% | 58.3% (stronger) |
| Uninsured deposits | 38.9% | 24.1% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fusion Bank has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank and Trust Co., Ellsworth, Kansas leads on 1 and Fusion Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.