Side-by-side · Q2 2026 data
Citizens State Bank vs Bridge Community Bank
Metric by metric
| Measure | Citizens State Bank | Bridge Community Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 92 | 99 (stronger) |
| Earnings | 79 (stronger) | 70 |
| Funding & liquidity | 84 (stronger) | 56 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 96th | 57th |
| Total assets | $137.7M | $141.1M |
| Deposits / shares | $112.0M | $116.7M |
| Capital ratio | 17.93% (stronger) | 10.49% |
| Problem loans | 0.25% | 0.03% (stronger) |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 1.47% (stronger) | 1.26% |
| Loans ÷ deposits | 68.7% (stronger) | 83.8% |
| Uninsured deposits | 21.5% (stronger) | 33.1% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Citizens State Bank has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 5 and Bridge Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.