Side-by-side · Q2 2026 data
Citizens State Bank vs Colonial Savings, F.A.
Metric by metric
| Measure | Citizens State Bank | Colonial Savings, F.A. |
|---|---|---|
| TellerScore | 44 | 76 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 42 (stronger) | 0 |
| Funding & liquidity | 34 | 93 (stronger) |
| Problem-loan coverage | 63 | 100 (stronger) |
| Peer percentile | 4th | 64th |
| Total assets | $511.4M | $501.8M |
| Deposits / shares | $449.2M | $255.3M |
| Capital ratio | 13.18% | 46.07% (stronger) |
| Problem loans | 3.10% | 0.38% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 0.55% (stronger) | -2.41% |
| Loans ÷ deposits | 82.0% | 44.1% (stronger) |
| Uninsured deposits | 54.5% | 21.9% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Colonial Savings, F.A. has the higher TellerScore (76 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 1 and Colonial Savings, F.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.