Side-by-side · Q2 2026 data
Citizens State Bank vs Anahuac National Bank
Metric by metric
| Measure | Citizens State Bank | Anahuac National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 57 (stronger) | 51 |
| Loan quality | 85 | 88 (stronger) |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 50 | 65 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 61st | 37th |
| Total assets | $270.1M | $266.4M |
| Deposits / shares | $239.6M | $255.1M |
| Capital ratio | 10.74% (stronger) | 10.08% |
| Problem loans | 0.44% | 0.37% (stronger) |
| Net charge-offs | 0.38% | 0.07% (stronger) |
| Return on assets | 2.55% (stronger) | 0.96% |
| Loans ÷ deposits | 87.4% | 32.5% (stronger) |
| Uninsured deposits | 35.6% (stronger) | 46.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 4 and Anahuac National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.