Side-by-side · Q2 2026 data
Citizens State Bank vs Bruning Bank
Metric by metric
| Measure | Citizens State Bank | Bruning Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 64 (stronger) | 50 |
| Loan quality | 100 | 100 |
| Earnings | 80 (stronger) | 69 |
| Funding & liquidity | 50 | 66 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 60th | 57th |
| Total assets | $35.6M | $659.9M |
| Deposits / shares | $27.8M | $560.4M |
| Capital ratio | 11.43% (stronger) | 10.01% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.49% (stronger) | 1.23% |
| Loans ÷ deposits | 112.1% | 87.0% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 21.2% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Citizens State Bank has the higher TellerScore (78 vs 74). On the 5 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 4 and Bruning Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.