Side-by-side · Q2 2026 data
Citizens State Bank vs Dundee Bank
Metric by metric
| Measure | Citizens State Bank | Dundee Bank |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 51 (stronger) | 46 |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 71 (stronger) | 54 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 50th | 68th |
| Total assets | $653.0M | $975.6M |
| Deposits / shares | $592.2M | $846.9M |
| Capital ratio | 10.07% (stronger) | 9.61% |
| Problem loans | 0.20% | 0.02% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.22% | 2.14% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 100.1% |
| Uninsured deposits | 18.9% (stronger) | 20.6% |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Dundee Bank has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 3 and Dundee Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.