Side-by-side · Q2 2026 data
Citizens State Bank vs Riverview Credit Union
Metric by metric
| Measure | Citizens State Bank | Riverview Credit Union |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 68 (stronger) | 35 |
| Funding & liquidity | 47 | 59 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 31st | 68th |
| Total assets | $488.2M | $7.9M |
| Deposits / shares | $410.5M | $6.6M |
| Capital ratio | 10.02% | 16.40% (stronger) |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.21% (stronger) | 0.38% |
| Loans ÷ deposits | 96.4% (stronger) | 101.4% |
| Uninsured deposits | 30.1% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverview Credit Union has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 2 and Riverview Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.