Side-by-side · Q2 2026 data
Citizens State Bank Norwood Young America vs The First State Bank of Rosemount
Bank
Citizens State Bank Norwood Young America
Norwood Young America, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Citizens State Bank Norwood Young America | The First State Bank of Rosemount |
|---|---|---|
| TellerScore | 48 (stronger) | 27 |
| Capital cushion | 31 (stronger) | 13 |
| Loan quality | 0 | 4 (stronger) |
| Earnings | 91 (stronger) | 33 |
| Funding & liquidity | 97 (stronger) | 87 |
| Problem-loan coverage | 62 (stronger) | 27 |
| Peer percentile | 6th | 0th |
| Total assets | $141.3M | $146.1M |
| Deposits / shares | $126.6M | $138.4M |
| Capital ratio | 8.10% (stronger) | 6.28% |
| Problem loans | 3.42% | 2.88% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.76% (stronger) | 0.33% |
| Loans ÷ deposits | 55.4% (stronger) | 73.4% |
| Uninsured deposits | 18.1% | 9.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank Norwood Young America has the higher TellerScore (48 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank Norwood Young America leads on 5 and The First State Bank of Rosemount on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.