Side-by-side · Q2 2026 data
Citizens State Bank of La Crosse vs Alliance Bank
Metric by metric
| Measure | Citizens State Bank of La Crosse | Alliance Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 84 (stronger) | 40 |
| Loan quality | 65 | 81 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 39 | 71 (stronger) |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 64th | 50th |
| Total assets | $648.5M | $266.0M |
| Deposits / shares | $513.4M | $216.4M |
| Capital ratio | 13.36% (stronger) | 9.02% |
| Problem loans | 1.06% | 0.58% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.94% (stronger) | 2.26% |
| Loans ÷ deposits | 105.0% | 88.9% (stronger) |
| Uninsured deposits | 29.4% | 12.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | — |
Citizens State Bank of La Crosse has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of La Crosse leads on 3 and Alliance Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.