Side-by-side · Q2 2026 data
Citizens State Bank of La Crosse vs CCFBank National Association
Metric by metric
| Measure | Citizens State Bank of La Crosse | CCFBank National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 50 |
| Capital cushion | 84 (stronger) | 62 |
| Loan quality | 65 (stronger) | 24 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 39 | 57 (stronger) |
| Problem-loan coverage | 86 (stronger) | 73 |
| Peer percentile | 64th | 7th |
| Total assets | $648.5M | $1.8B |
| Deposits / shares | $513.4M | $1.6B |
| Capital ratio | 13.36% (stronger) | 11.21% |
| Problem loans | 1.06% (stronger) | 2.28% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 2.94% (stronger) | 0.74% |
| Loans ÷ deposits | 105.0% | 86.0% (stronger) |
| Uninsured deposits | 29.4% (stronger) | 30.4% |
| Offices | 4 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | 9.4% |
Citizens State Bank of La Crosse has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of La Crosse leads on 6 and CCFBank National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Altoona, WI
- La Crosse, WI