Side-by-side · Q2 2026 data
Citizens State Bank of Lankin vs First United Bank
Metric by metric
| Measure | Citizens State Bank of Lankin | First United Bank |
|---|---|---|
| TellerScore | 57 | 78 (stronger) |
| Capital cushion | 51 | 51 |
| Loan quality | 47 | 100 (stronger) |
| Earnings | 67 | 87 (stronger) |
| Funding & liquidity | 60 | 71 (stronger) |
| Problem-loan coverage | 75 | 98 (stronger) |
| Peer percentile | 16th | 72nd |
| Total assets | $72.1M | $810.8M |
| Deposits / shares | $61.4M | $702.1M |
| Capital ratio | 10.13% (stronger) | 10.13% |
| Problem loans | 1.58% | 0.01% (stronger) |
| Net charge-offs | 0.25% | 0.01% (stronger) |
| Return on assets | 1.17% | 1.66% (stronger) |
| Loans ÷ deposits | 85.6% | 81.9% (stronger) |
| Uninsured deposits | 28.1% | 21.6% (stronger) |
| Offices | 4 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
First United Bank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Lankin leads on 1 and First United Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Park River, ND