Side-by-side · Q2 2026 data
Citizens State Bank of Lankin vs Gate City Bank
Metric by metric
| Measure | Citizens State Bank of Lankin | Gate City Bank |
|---|---|---|
| TellerScore | 57 | 65 (stronger) |
| Capital cushion | 51 (stronger) | 48 |
| Loan quality | 47 | 77 (stronger) |
| Earnings | 67 (stronger) | 54 |
| Funding & liquidity | 60 | 78 (stronger) |
| Problem-loan coverage | 75 | 89 (stronger) |
| Peer percentile | 16th | 36th |
| Total assets | $72.1M | $4.0B |
| Deposits / shares | $61.4M | $3.6B |
| Capital ratio | 10.13% (stronger) | 9.85% |
| Problem loans | 1.58% | 0.69% (stronger) |
| Net charge-offs | 0.25% | 0.16% (stronger) |
| Return on assets | 1.17% (stronger) | 0.85% |
| Loans ÷ deposits | 85.6% | 82.5% (stronger) |
| Uninsured deposits | 28.1% | 10.9% (stronger) |
| Offices | 4 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gate City Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Lankin leads on 2 and Gate City Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Park River, ND