Side-by-side · Q2 2026 data
Citizens State Bank of Lankin vs State Bank of Lakota
Metric by metric
| Measure | Citizens State Bank of Lankin | State Bank of Lakota |
|---|---|---|
| TellerScore | 57 | 71 (stronger) |
| Capital cushion | 51 (stronger) | 46 |
| Loan quality | 47 | 84 (stronger) |
| Earnings | 67 (stronger) | 63 |
| Funding & liquidity | 60 | 93 (stronger) |
| Problem-loan coverage | 75 | 94 (stronger) |
| Peer percentile | 16th | 42nd |
| Total assets | $72.1M | $64.2M |
| Deposits / shares | $61.4M | $57.6M |
| Capital ratio | 10.13% (stronger) | 9.58% |
| Problem loans | 1.58% | 0.49% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.33% |
| Return on assets | 1.17% (stronger) | 1.07% |
| Loans ÷ deposits | 85.6% | 66.9% (stronger) |
| Uninsured deposits | 28.1% | 10.8% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Lakota has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Lankin leads on 3 and State Bank of Lakota on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.