Side-by-side · Q2 2026 data
Citizens State Bank of Milford vs The First National Bank of Brownstown
Metric by metric
| Measure | Citizens State Bank of Milford | The First National Bank of Brownstown |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 41 | 63 (stronger) |
| Loan quality | 75 (stronger) | 59 |
| Earnings | 39 | 71 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 20th | 45th |
| Total assets | $56.9M | $57.4M |
| Deposits / shares | $52.0M | $50.9M |
| Capital ratio | 9.11% | 11.25% (stronger) |
| Problem loans | 0.76% (stronger) | 1.22% |
| Net charge-offs | -0.02% (stronger) | 0.28% |
| Return on assets | 0.47% | 1.28% (stronger) |
| Loans ÷ deposits | 42.7% | 40.9% (stronger) |
| Uninsured deposits | 21.7% | 14.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Brownstown has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Milford leads on 2 and The First National Bank of Brownstown on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.