Side-by-side · Q2 2026 data
Citizens Tri-County Bank vs Comtrust Federal Credit Union
Metric by metric
| Measure | Citizens Tri-County Bank | Comtrust Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 43 | 64 (stronger) |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 94 (stronger) | 41 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 58th | 63rd |
| Total assets | $1.6B | $429.7M |
| Deposits / shares | $1.5B | $379.7M |
| Capital ratio | 9.34% | 11.42% (stronger) |
| Problem loans | 0.75% | 0.41% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.08% |
| Return on assets | 1.85% (stronger) | 0.51% |
| Loans ÷ deposits | 71.6% | 25.5% (stronger) |
| Uninsured deposits | 27.3% | 7.5% (stronger) |
| Offices | 20 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.3% | — |
Comtrust Federal Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Tri-County Bank leads on 2 and Comtrust Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.