Side-by-side · Q2 2026 data
Citizens Trust Bank vs Barwick Banking Company
Metric by metric
| Measure | Citizens Trust Bank | Barwick Banking Company |
|---|---|---|
| TellerScore | 71 (stronger) | 57 |
| Capital cushion | 82 (stronger) | 37 |
| Loan quality | 46 | 84 (stronger) |
| Earnings | 83 (stronger) | 55 |
| Funding & liquidity | 63 (stronger) | 31 |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 47th | 14th |
| Total assets | $790.3M | $829.6M |
| Deposits / shares | $678.1M | $702.3M |
| Capital ratio | 13.24% (stronger) | 8.67% |
| Problem loans | 1.63% | 0.49% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 1.58% (stronger) | 0.87% |
| Loans ÷ deposits | 56.8% (stronger) | 98.8% |
| Uninsured deposits | 48.1% | 42.1% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Trust Bank has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Citizens Trust Bank leads on 5 and Barwick Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.