Side-by-side · Q2 2026 data
City Bank & Trust Co. vs American Bank
Metric by metric
| Measure | City Bank & Trust Co. | American Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 38 |
| Capital cushion | 64 (stronger) | 51 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 86 (stronger) | 45 |
| Funding & liquidity | 77 (stronger) | 62 |
| Problem-loan coverage | 87 (stronger) | 39 |
| Peer percentile | 82nd | 2nd |
| Total assets | $382.0M | $366.6M |
| Deposits / shares | $334.0M | $322.6M |
| Capital ratio | 11.35% (stronger) | 10.08% |
| Problem loans | 0.00% (stronger) | 5.04% |
| Net charge-offs | 1.67% | 0.12% (stronger) |
| Return on assets | 1.64% (stronger) | 0.63% |
| Loans ÷ deposits | 71.3% (stronger) | 75.8% |
| Uninsured deposits | 25.9% (stronger) | 34.8% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.1% |
City Bank & Trust Co. has the higher TellerScore (82 vs 38). On the 7 directional measures above (where higher or lower is clearly better), City Bank & Trust Co. leads on 6 and American Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.