Side-by-side · Q2 2026 data
City Bank & Trust Co. vs Bank of St. Francisville
Metric by metric
| Measure | City Bank & Trust Co. | Bank of St. Francisville |
|---|---|---|
| TellerScore | 82 (stronger) | 66 |
| Capital cushion | 64 (stronger) | 49 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 86 (stronger) | 80 |
| Funding & liquidity | 77 (stronger) | 53 |
| Problem-loan coverage | 87 | 88 (stronger) |
| Peer percentile | 82nd | 31st |
| Total assets | $382.0M | $398.7M |
| Deposits / shares | $334.0M | $346.0M |
| Capital ratio | 11.35% (stronger) | 9.87% |
| Problem loans | 0.00% (stronger) | 0.81% |
| Net charge-offs | 1.67% | -0.03% (stronger) |
| Return on assets | 1.64% (stronger) | 1.50% |
| Loans ÷ deposits | 71.3% (stronger) | 86.4% |
| Uninsured deposits | 25.9% (stronger) | 33.9% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
City Bank & Trust Co. has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), City Bank & Trust Co. leads on 6 and Bank of St. Francisville on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.