Side-by-side · Q2 2026 data
City Bank vs Cochran County Schools Federal Credit Union
Credit union
Cochran County Schools Federal Credit Union
Morton, Texas · Under $100 million in assets
Metric by metric
| Measure | City Bank | Cochran County Schools Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 58 | 96 (stronger) |
| Loan quality | 92 (stronger) | 74 |
| Earnings | 81 (stronger) | 33 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 77th | 62nd |
| Total assets | $5.4B | $10.2M |
| Deposits / shares | $4.7B | $8.7M |
| Capital ratio | 10.79% | 14.61% (stronger) |
| Problem loans | 0.25% (stronger) | 0.77% |
| Net charge-offs | 0.05% (stronger) | 1.28% |
| Return on assets | 1.52% (stronger) | 0.33% |
| Loans ÷ deposits | 79.0% | 46.0% (stronger) |
| Uninsured deposits | 36.7% | 0.0% (stronger) |
| Offices | 26 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | — |
Cochran County Schools Federal Credit Union has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), City Bank leads on 3 and Cochran County Schools Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Morton, TX