Side-by-side · Q2 2026 data
City Bank vs International Bank of Commerce
Metric by metric
| Measure | City Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 58 | 95 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 81 | 89 (stronger) |
| Funding & liquidity | 57 | 83 (stronger) |
| Problem-loan coverage | 97 (stronger) | 48 |
| Peer percentile | 77th | 33rd |
| Total assets | $5.4B | $4.6B |
| Deposits / shares | $4.7B | $3.9B |
| Capital ratio | 10.79% | 14.46% (stronger) |
| Problem loans | 0.25% (stronger) | 9.17% |
| Net charge-offs | 0.05% (stronger) | 0.12% |
| Return on assets | 1.52% | 1.73% (stronger) |
| Loans ÷ deposits | 79.0% | 39.2% (stronger) |
| Uninsured deposits | 36.7% | 30.1% (stronger) |
| Offices | 26 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | — |
City Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), City Bank leads on 3 and International Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.