TellerScore

Side-by-side · Q2 2026 data

City Credit Union vs Federal Employees Credit Union

Credit union

City Credit Union

Tuscaloosa, Alabama · Under $100 million in assets

86of 100
Very strong

Credit union

Federal Employees Credit Union

Birmingham, Alabama · Under $100 million in assets

70of 100
Strong

Metric by metric

MeasureCity Credit UnionFederal Employees Credit Union
TellerScore86 (stronger)70
Capital cushion100100
Loan quality74 (stronger)44
Earnings70 (stronger)26
Funding & liquidity91100 (stronger)
Problem-loan coverage97 (stronger)89
Peer percentile80th40th
Total assets$21.3M$19.7M
Deposits / shares$15.9M$16.3M
Capital ratio23.98% (stronger)16.62%
Problem loans0.79% (stronger)1.67%
Net charge-offs0.23% (stronger)0.92%
Return on assets1.25% (stronger)0.15%
Loans ÷ deposits68.8%59.2% (stronger)
Uninsured deposits0.5% (stronger)0.9%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

City Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), City Credit Union leads on 6 and Federal Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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