TellerScore

Side-by-side · Q2 2026 data

City Credit Union vs Health Credit Union

Credit union

City Credit Union

Tuscaloosa, Alabama · Under $100 million in assets

86of 100
Very strong

Credit union

Health Credit Union

Birmingham, Alabama · Under $100 million in assets

65of 100
Moderate

Metric by metric

MeasureCity Credit UnionHealth Credit Union
TellerScore86 (stronger)65
Capital cushion100100
Loan quality74 (stronger)43
Earnings70 (stronger)25
Funding & liquidity91 (stronger)67
Problem-loan coverage97 (stronger)89
Peer percentile80th30th
Total assets$21.3M$27.6M
Deposits / shares$15.9M$21.1M
Capital ratio23.98% (stronger)22.33%
Problem loans0.79% (stronger)1.72%
Net charge-offs0.23% (stronger)2.04%
Return on assets1.25% (stronger)0.13%
Loans ÷ deposits68.8% (stronger)93.7%
Uninsured deposits0.5% (stronger)2.9%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

City Credit Union has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), City Credit Union leads on 7 and Health Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions