Side-by-side · Q2 2026 data
City National Bank vs Citizens Business Bank, National Association
Bank
Citizens Business Bank, National Association
Ontario, California · $10 billion – $100 billion
Metric by metric
| Measure | City National Bank | Citizens Business Bank, National Association |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 51 | 64 (stronger) |
| Loan quality | 69 | 95 (stronger) |
| Earnings | 59 | 67 (stronger) |
| Funding & liquidity | 31 | 44 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 20th | 83rd |
| Total assets | $99.1B | $21.2B |
| Deposits / shares | $81.5B | $16.4B |
| Capital ratio | 10.08% | 11.41% (stronger) |
| Problem loans | 0.92% | 0.14% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.97% | 1.18% (stronger) |
| Loans ÷ deposits | 84.0% | 72.4% (stronger) |
| Uninsured deposits | 55.4% | 54.2% (stronger) |
| Offices | 65 | 82 |
| CFPB complaints (3 yrs) | — | 21 |
| Complaints per $1B deposits | — | 1.3 |
| Mortgage denial rate (HMDA) | — | 8.1% |
Citizens Business Bank, National Association has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), City National Bank leads on 0 and Citizens Business Bank, National Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.