Side-by-side · Q2 2026 data
City National Bank vs Ellis County Teachers and Employees Federal Credit Union
Credit union
Ellis County Teachers and Employees Federal Credit Union
Waxahachie, Texas · Under $100 million in assets
Metric by metric
| Measure | City National Bank | Ellis County Teachers and Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 97 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 12 | 100 (stronger) |
| Earnings | 35 | 87 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 13th | 98th |
| Total assets | $62.0M | $18.5M |
| Deposits / shares | $52.5M | $14.7M |
| Capital ratio | 13.54% | 20.13% (stronger) |
| Problem loans | 2.65% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.07% (stronger) |
| Return on assets | 0.36% | 1.67% (stronger) |
| Loans ÷ deposits | 80.6% | 48.3% (stronger) |
| Uninsured deposits | 21.7% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ellis County Teachers and Employees Federal Credit Union has the higher TellerScore (97 vs 54). On the 7 directional measures above (where higher or lower is clearly better), City National Bank leads on 0 and Ellis County Teachers and Employees Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.