Side-by-side · Q2 2026 data
City National Bank vs Harmony Bank
Metric by metric
| Measure | City National Bank | Harmony Bank |
|---|---|---|
| TellerScore | 54 | 75 (stronger) |
| Capital cushion | 85 (stronger) | 69 |
| Loan quality | 12 | 99 (stronger) |
| Earnings | 35 | 66 (stronger) |
| Funding & liquidity | 72 (stronger) | 43 |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 13th | 61st |
| Total assets | $62.0M | $855.3M |
| Deposits / shares | $52.5M | $707.7M |
| Capital ratio | 13.54% (stronger) | 11.90% |
| Problem loans | 2.65% | 0.02% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.52% |
| Return on assets | 0.36% | 1.16% (stronger) |
| Loans ÷ deposits | 80.6% (stronger) | 88.0% |
| Uninsured deposits | 21.7% (stronger) | 41.4% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Harmony Bank has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), City National Bank leads on 4 and Harmony Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.