Side-by-side · Q2 2026 data
City National Bank of West Virginia vs West Virginia Federal Credit Union
Credit union
West Virginia Federal Credit Union
South Charlesto, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | City National Bank of West Virginia | West Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 88 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 93 (stronger) | 75 |
| Earnings | 98 (stronger) | 76 |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 86th | 92nd |
| Total assets | $6.8B | $141.6M |
| Deposits / shares | $5.4B | $114.2M |
| Capital ratio | 9.65% | 18.52% (stronger) |
| Problem loans | 0.22% (stronger) | 0.74% |
| Net charge-offs | 0.05% (stronger) | 0.18% |
| Return on assets | 1.96% (stronger) | 1.40% |
| Loans ÷ deposits | 82.7% | 67.3% (stronger) |
| Uninsured deposits | 16.7% | 3.3% (stronger) |
| Offices | 95 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.3% | 7.8% |
West Virginia Federal Credit Union has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), City National Bank of West Virginia leads on 3 and West Virginia Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.