Side-by-side · Q2 2026 data
City of Deer Park Federal Credit Union vs Wharton County Teachers Credit Union
Credit union
City of Deer Park Federal Credit Union
Deer Park, Texas · Under $100 million in assets
Credit union
Wharton County Teachers Credit Union
Wharton, Texas · Under $100 million in assets
Metric by metric
| Measure | City of Deer Park Federal Credit Union | Wharton County Teachers Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 82 (stronger) | 60 |
| Funding & liquidity | 73 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 92nd | 89th |
| Total assets | $7.3M | $7.4M |
| Deposits / shares | $5.7M | $5.3M |
| Capital ratio | 21.70% | 28.35% (stronger) |
| Problem loans | 0.01% (stronger) | 0.18% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.55% (stronger) | 0.99% |
| Loans ÷ deposits | 86.9% | 62.1% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 5.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City of Deer Park Federal Credit Union has the higher TellerScore (92 vs 90). On the 7 directional measures above (where higher or lower is clearly better), City of Deer Park Federal Credit Union leads on 5 and Wharton County Teachers Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.