Side-by-side · Q2 2026 data
City State Bank vs Iowa State Bank
Metric by metric
| Measure | City State Bank | Iowa State Bank |
|---|---|---|
| TellerScore | 72 | 95 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 94 (stronger) | 90 |
| Funding & liquidity | 54 | 77 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 50th | 99th |
| Total assets | $787.9M | $480.5M |
| Deposits / shares | $693.2M | $392.0M |
| Capital ratio | 9.37% | 15.92% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.84% (stronger) | 1.76% |
| Loans ÷ deposits | 85.5% | 70.0% (stronger) |
| Uninsured deposits | 33.9% | 27.0% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Iowa State Bank has the higher TellerScore (95 vs 72). On the 7 directional measures above (where higher or lower is clearly better), City State Bank leads on 1 and Iowa State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.