Side-by-side · Q2 2026 data
Civic Federal Credit Union vs Summit Credit Union
Metric by metric
| Measure | Civic Federal Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 11 | 82 (stronger) |
| Capital cushion | 9 | 100 (stronger) |
| Loan quality | 0 | 76 (stronger) |
| Earnings | 0 | 56 (stronger) |
| Funding & liquidity | 53 | 82 (stronger) |
| Problem-loan coverage | 0 | 94 (stronger) |
| Peer percentile | 0th | 82nd |
| Total assets | $3.1B | $368.8M |
| Deposits / shares | $2.6B | $298.4M |
| Capital ratio | 5.87% | 15.44% (stronger) |
| Problem loans | 6.27% | 0.71% (stronger) |
| Net charge-offs | 2.61% | 1.22% (stronger) |
| Return on assets | -3.07% | 0.91% (stronger) |
| Loans ÷ deposits | 106.9% | 78.3% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 11.0% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Credit Union has the higher TellerScore (82 vs 11). On the 7 directional measures above (where higher or lower is clearly better), Civic Federal Credit Union leads on 1 and Summit Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.