Side-by-side · Q2 2026 data
Civista Bank vs Day Air Credit Union
Metric by metric
| Measure | Civista Bank | Day Air Credit Union |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 77 | 96 (stronger) |
| Loan quality | 69 (stronger) | 68 |
| Earnings | 78 | 88 (stronger) |
| Funding & liquidity | 64 | 66 (stronger) |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 77th | 82nd |
| Total assets | $4.3B | $908.8M |
| Deposits / shares | $3.5B | $747.9M |
| Capital ratio | 12.71% | 14.56% (stronger) |
| Problem loans | 0.92% (stronger) | 0.96% |
| Net charge-offs | 0.05% (stronger) | 0.73% |
| Return on assets | 1.45% | 1.71% (stronger) |
| Loans ÷ deposits | 92.4% (stronger) | 94.5% |
| Uninsured deposits | 18.3% | 7.1% (stronger) |
| Offices | 42 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 20.5% |
Day Air Credit Union has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Civista Bank leads on 3 and Day Air Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.