Side-by-side · Q2 2026 data
Claremont Savings Bank vs Lighthouse Federal Credit Union
Metric by metric
| Measure | Claremont Savings Bank | Lighthouse Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 74 (stronger) | 52 |
| Loan quality | 85 | 87 (stronger) |
| Earnings | 34 | 51 (stronger) |
| Funding & liquidity | 58 (stronger) | 57 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 37th | 41st |
| Total assets | $619.7M | $2.2B |
| Deposits / shares | $473.6M | $1.9B |
| Capital ratio | 12.40% (stronger) | 10.15% |
| Problem loans | 0.45% | 0.38% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.54% |
| Return on assets | 0.35% | 0.78% (stronger) |
| Loans ÷ deposits | 102.6% (stronger) | 103.6% |
| Uninsured deposits | 12.9% | 0.5% (stronger) |
| Offices | 4 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.3% |
Claremont Savings Bank has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Claremont Savings Bank leads on 4 and Lighthouse Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.