Side-by-side · Q2 2026 data
Claremont Savings Bank vs N G M Employees Federal Credit Union
Credit union
N G M Employees Federal Credit Union
Keene, New Hampshire · Under $100 million in assets
Metric by metric
| Measure | Claremont Savings Bank | N G M Employees Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 74 (stronger) | 24 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 34 (stronger) | 0 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 37th | 17th |
| Total assets | $619.7M | $7.5M |
| Deposits / shares | $473.6M | $7.0M |
| Capital ratio | 12.40% (stronger) | 7.41% |
| Problem loans | 0.45% | 0.00% (stronger) |
| Net charge-offs | -0.02% | -1.39% (stronger) |
| Return on assets | 0.35% (stronger) | -0.89% |
| Loans ÷ deposits | 102.6% | 49.1% (stronger) |
| Uninsured deposits | 12.9% | 1.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Claremont Savings Bank has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Claremont Savings Bank leads on 3 and N G M Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.