Side-by-side · Q2 2026 data
Clarity Credit Union vs Latah Credit Union
Metric by metric
| Measure | Clarity Credit Union | Latah Credit Union |
|---|---|---|
| TellerScore | 59 | 82 (stronger) |
| Capital cushion | 47 | 67 (stronger) |
| Loan quality | 67 | 82 (stronger) |
| Earnings | 34 | 86 (stronger) |
| Funding & liquidity | 84 | 98 (stronger) |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 19th | 82nd |
| Total assets | $235.6M | $170.4M |
| Deposits / shares | $216.6M | $151.0M |
| Capital ratio | 9.74% | 11.65% (stronger) |
| Problem loans | 0.99% | 0.54% (stronger) |
| Net charge-offs | 0.78% | 0.14% (stronger) |
| Return on assets | 0.35% | 1.64% (stronger) |
| Loans ÷ deposits | 76.6% | 62.7% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latah Credit Union has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Clarity Credit Union leads on 0 and Latah Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.