Side-by-side · Q2 2026 data
Clarkson Bank vs Bank of Elgin
Metric by metric
| Measure | Clarkson Bank | Bank of Elgin |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 60 | 85 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 78 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 70th | 92nd |
| Total assets | $81.4M | $87.3M |
| Deposits / shares | $70.7M | $74.7M |
| Capital ratio | 11.04% | 13.54% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.71% | 2.34% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 76.7% |
| Uninsured deposits | 29.8% | 20.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Elgin has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Clarkson Bank leads on 2 and Bank of Elgin on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.