Side-by-side · Q2 2026 data
Clarkson Bank vs Madison County Bank
Metric by metric
| Measure | Clarkson Bank | Madison County Bank |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 94 (stronger) | 88 |
| Earnings | 88 (stronger) | 73 |
| Funding & liquidity | 84 (stronger) | 56 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 70th | 88th |
| Total assets | $81.4M | $613.2M |
| Deposits / shares | $70.7M | $479.2M |
| Capital ratio | 11.04% | 15.11% (stronger) |
| Problem loans | 0.19% (stronger) | 0.37% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.71% (stronger) | 1.33% |
| Loans ÷ deposits | 60.1% (stronger) | 94.9% |
| Uninsured deposits | 29.8% | 23.4% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison County Bank has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Clarkson Bank leads on 4 and Madison County Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.