Side-by-side · Q2 2026 data
Classic Bank, National Association vs Community Bank & Trust, Waco, Texas
Metric by metric
| Measure | Classic Bank, National Association | Community Bank & Trust, Waco, Texas |
|---|---|---|
| TellerScore | 68 | 90 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 58 | 93 (stronger) |
| Earnings | 75 (stronger) | 64 |
| Funding & liquidity | 67 | 91 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 37th | 95th |
| Total assets | $657.5M | $649.1M |
| Deposits / shares | $576.2M | $562.6M |
| Capital ratio | 11.58% | 15.45% (stronger) |
| Problem loans | 1.26% | 0.21% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.58% |
| Return on assets | 1.39% (stronger) | 1.11% |
| Loans ÷ deposits | 90.9% | 66.2% (stronger) |
| Uninsured deposits | 17.0% (stronger) | 17.6% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 16.4% |
Community Bank & Trust, Waco, Texas has the higher TellerScore (90 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Classic Bank, National Association leads on 3 and Community Bank & Trust, Waco, Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.