Side-by-side · Q2 2026 data
Classic Bank, National Association vs SouthStar Bank, S.S.B.
Metric by metric
| Measure | Classic Bank, National Association | SouthStar Bank, S.S.B. |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 66 | 83 (stronger) |
| Loan quality | 58 | 79 (stronger) |
| Earnings | 75 | 82 (stronger) |
| Funding & liquidity | 67 (stronger) | 47 |
| Problem-loan coverage | 83 | 87 (stronger) |
| Peer percentile | 37th | 83rd |
| Total assets | $657.5M | $1.4B |
| Deposits / shares | $576.2M | $1.1B |
| Capital ratio | 11.58% | 13.28% (stronger) |
| Problem loans | 1.26% | 0.62% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.39% | 1.55% (stronger) |
| Loans ÷ deposits | 90.9% (stronger) | 91.9% |
| Uninsured deposits | 17.0% (stronger) | 34.2% |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 21.5% |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Classic Bank, National Association leads on 3 and SouthStar Bank, S.S.B. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.