Side-by-side · Q2 2026 data
Classic City Bank vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Classic City Bank | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 48 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 77th | 91st |
| Total assets | $314.3M | $151.2M |
| Deposits / shares | $277.8M | $130.8M |
| Capital ratio | 11.04% | 15.46% (stronger) |
| Problem loans | 0.00% (stronger) | 0.71% |
| Net charge-offs | 0.00% (stronger) | 0.81% |
| Return on assets | 2.11% (stronger) | 1.49% |
| Loans ÷ deposits | 72.5% (stronger) | 77.0% |
| Uninsured deposits | 50.7% | 8.4% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Classic City Bank leads on 4 and Jm Associates Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.