Side-by-side · Q2 2026 data
Clay County State Bank vs Nashville Savings Bank
Metric by metric
| Measure | Clay County State Bank | Nashville Savings Bank |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 82 (stronger) | 79 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 80 (stronger) | 76 |
| Funding & liquidity | 76 (stronger) | 70 |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 17th | 86th |
| Total assets | $104.3M | $107.9M |
| Deposits / shares | $91.7M | $93.9M |
| Capital ratio | 13.18% (stronger) | 12.89% |
| Problem loans | 3.82% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.50% (stronger) | 1.39% |
| Loans ÷ deposits | 51.1% (stronger) | 72.9% |
| Uninsured deposits | 36.6% | 30.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nashville Savings Bank has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Clay County State Bank leads on 3 and Nashville Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.